# Whales CORP docs > Documentation for the Whales ecosystem: products and SDK, architecture, legal and compliance model, and key user and partner flows for working with Holders‑based solutions. ## Docs - [Overview](https://whalescorp.mintlify.app/business-review.md) - [Main products](https://whalescorp.mintlify.app/main-products.md) - [Overview](https://whalescorp.mintlify.app/holders/business-review.md): This document explains what Holders and the Holders SDK are, the value they bring to partners and users, and the core ideas and principles (non‑custodial, simple, secure) behind the Holders ecosystem. - [Glossary](https://whalescorp.mintlify.app/holders/glossary.md): Holders Glossary of Terms - [Cards terms and conditions (Wallester)](https://whalescorp.mintlify.app/holders/cards-terms-and-conditions.md) - [Accounts & smart-contracts overview](https://whalescorp.mintlify.app/holders/product-review/accounts-and-smart-contracts/Accountssmart-contractsoverview.md): This document explains what “account” and “smart contract” mean in Holders, how they differ and relate, why accounts are non‑custodial and how this is defined legally, what contract types and fees (gas) exist in TON and Solana, and how their states and lifecycles are tracked. - [SOLANA smart-contracts](https://whalescorp.mintlify.app/holders/product-review/accounts/solana-smart-contracts.md) - [TON smart-contracts](https://whalescorp.mintlify.app/holders/product-review/accounts/ton-and-usdt-smart-contracts.md) - [TRUST smart-contract](https://whalescorp.mintlify.app/holders/product-review/accounts/trust-smart-contract.md) - [Issuer & blockchain limits](https://whalescorp.mintlify.app/Issuerblockchainlimits.md): This document explains which spending limits exist in Holders, how user‑controlled blockchain limits work and are enforced, and what fees and rules apply when setting or changing them. - [Account brand](https://whalescorp.mintlify.app/holders/product-review/accounts-and-smart-contracts/account-brand.md): This document explains what account and user brands are in Holders, which brands exist, how they affect where accounts are shown and what notifications users receive, and how the brand verification flow controls brand-based account display. - [Onboarding process](https://whalescorp.mintlify.app/holders/product-review/onboarding/untitled-page.md): This document explains what onboarding in Holders is, its goals, when it starts and ends, the main user steps, and how wallet connection and user token creation technically work. - [Virtual debit bank cards](https://whalescorp.mintlify.app/virtual-debit-bank-cards.md): This document explains what virtual debit cards are in Holders, which types and banks are used, how card ownership and responsibilities are structured, how payments are processed, and how a card’s lifecycle and statuses work. - [User profile](https://whalescorp.mintlify.app/holders/product-review/user-profile.md): This document explains what a user profile is in Holders, which data it includes (contacts, KYC, sessions, wallets, risk), how this data is collected and stored, how risk is assessed, and how user data can be deleted under GDPR. - [Apple Pay overview](https://whalescorp.mintlify.app/apple-pay.md): This document explains what Apple Pay is, what user and regional limitations apply, how In‑app provisioning and its certification work, and how Apple Pay is integrated and certified within Holders. - [Google Pay overview](https://whalescorp.mintlify.app/google-pay.md): This document explains what Google Pay is, what user and regional limitations apply, how In‑app provisioning and its certification work, and how Google Pay is integrated and certified within Holders. - [Statements](https://whalescorp.mintlify.app/holders/product-review/bank-statements.md): This document explains what an account statement is in Holders, what information it includes, how to request it, and in which cases it can be used. - [Account ownership certificate](https://whalescorp.mintlify.app/holders/product-review/account-ownership-certificate.md): This document explains what an account ownership certificate is in Holders, what information it includes, how to request it, and in which cases it can be used. - [Trust & vesting](https://whalescorp.mintlify.app/holders/product-review/trust-and-vesting.md): Description of Trust and Vesting products - [Transaction confirmation mechanism](https://whalescorp.mintlify.app/holders/product-review/user-transaction-confirmation-mechanism.md) - [Write-offs in Holders: rollups, clearings, refunds, reversals](https://whalescorp.mintlify.app/funds-flow-overview.md): This document explains how funds are debited in Holders: from card authorization and clearing through rollup formation and on-chain debits to Treasure wallets, including how refunds and reversals work. - [Treasure wallets](https://whalescorp.mintlify.app/treasure-wallets.md) - [Integration instruction](https://whalescorp.mintlify.app/integration-gides/technical-integration/techdoc.md): This guide is intended for implementing the technical Holders WebView integration into the partner’s product. - [WebView Bridge APIs](https://whalescorp.mintlify.app/integration-gides/technical-integration/webviewbridgeapis.md): Technical documentation for JavaScript bridge APIs that must be injected into WebView for integration with the Holders web application. - [List of required information to start the integration](https://whalescorp.mintlify.app/list-of-required-information-to-start-the-integration.md) - [Onboarding steps](https://whalescorp.mintlify.app/holders/product-review/onboarding/onboarding-process.md): This document describes how a user creates and accesses a Holders profile in a mobile wallet: the onboarding steps, verification flow, product selection, account issuance, funding, and re‑login methods. - [Account operations](https://whalescorp.mintlify.app/holders/product-review/accounts/account-operations.md): This document briefly explains all main account operations in Holders and how they affect the account. - [Card operations](https://whalescorp.mintlify.app/card-operations.md): This document briefly explains all main card operations in Holders and how they affect the card. - [Setting/removing blockchain limits](https://whalescorp.mintlify.app/blockchainlimitsui.md) - [Adding/removing a card from Apple Pay](https://whalescorp.mintlify.app/apple-pay-ui.md) - [Adding/removing a card from Google Pay](https://whalescorp.mintlify.app/google-pay-ui.md) - [Issuing account statement of funds movement](https://whalescorp.mintlify.app/holders/product-review/onboarding/issuing-account-statement-of-funds-movement.md) - [Issuing account ownership certificate](https://whalescorp.mintlify.app/holders/product-review/onboarding/issuing-account-ownership-certificate.md) - [Methods for confirming online transactions](https://whalescorp.mintlify.app/holders/product-review/onboarding/methods-for-confirming-online-transactions.md) - [Profile data modification](https://whalescorp.mintlify.app/holders/product-review/onboarding/profile-data-modification.md) - [Pricing](https://whalescorp.mintlify.app/holders/product-review/onboarding/pricing.md) - [Overview](https://whalescorp.mintlify.app/business-overview.md) - [Glossary](https://whalescorp.mintlify.app/glossary.md) - [TON staking general information](https://whalescorp.mintlify.app/ton-staking-mechanism.md) - [Staking pools](https://whalescorp.mintlify.app/staking-pools.md) - [Whales validators](https://whalescorp.mintlify.app/whales-validators.md) - [Smart-contract nominators](https://whalescorp.mintlify.app/smart-contract-nominators.md) - [Smart-contract DAO](https://whalescorp.mintlify.app/smart-contract-dao.md) - [Liquid staking pool](https://whalescorp.mintlify.app/liquid-staking-pool.md) - [Whales Club](https://whalescorp.mintlify.app/whales-club.md) - [Whales blockchain indexer](https://whalescorp.mintlify.app/whales-blockchain-indexer.md) - [API v4](https://whalescorp.mintlify.app/api-v4.md) - [Whales connect](https://whalescorp.mintlify.app/whales-connect.md) - [Deposit/withdraw via Tonhub](https://whalescorp.mintlify.app/deposit-withdraw-via-tonhub.md) - [Deposit/withdraw via tonwhales.com](https://whalescorp.mintlify.app/deposit-withdraw-via-tonwhales-com.md) - [Deposit/withdraw Whales liquid pool](https://whalescorp.mintlify.app/deposit-withdraw-whales-liquid-pool.md) - [Deposit/withdraw via transaction](https://whalescorp.mintlify.app/deposit-withdraw-via-transaction.md) - [Deposit/withdraw via Ledger](https://whalescorp.mintlify.app/deposit-withdraw-via-ledger.md) - [Deposit/withdraw via Tonkeeper](https://whalescorp.mintlify.app/deposit-withdraw-via-tonkeeper.md) - [Bounty program](https://whalescorp.mintlify.app/bounty-program.md) - [Overview](https://whalescorp.mintlify.app/business-overview-1.md) - [Privacy policy](https://whalescorp.mintlify.app/privacy-policy.md) - [Terms of use](https://whalescorp.mintlify.app/terms-of-use.md) - [Wallet Management (creation, import, seed phrase)](https://whalescorp.mintlify.app/wallet-management-creation-import-seed-phrase.md) - [Assets: TON/SOL/tokens](https://whalescorp.mintlify.app/assets-ton-sol-tokens-nfts.md) - [Receiving and sending transactions](https://whalescorp.mintlify.app/receiving-and-sending-transactions.md) - [TON/SOL connect](https://whalescorp.mintlify.app/ton-connect-and-application-integration.md) - [Fees](https://whalescorp.mintlify.app/fees.md) - [Staking in Tonhub](https://whalescorp.mintlify.app/staking-in-tonhub.md) - [APIs](https://whalescorp.mintlify.app/apis.md) - [Exchange Integrations](https://whalescorp.mintlify.app/exchange-integrations.md) - [Ledger in Tonhub](https://whalescorp.mintlify.app/ledger-in-tonhub.md) - [Wallet Modes (Wallet/Cards)](https://whalescorp.mintlify.app/wallet-modes-wallet-cards.md) - [Token Verification](https://whalescorp.mintlify.app/token-verification.md) - [Creating/deleting/adding wallet](https://whalescorp.mintlify.app/creating-deleting-adding-wallet.md) - [User settings in Tonhub](https://whalescorp.mintlify.app/user-settings-in-tonhub.md) - [Staking guides](https://whalescorp.mintlify.app/staking-guides.md) - [Browser usage](https://whalescorp.mintlify.app/browser-usage.md) - [Accounts and cards opening](https://whalescorp.mintlify.app/accounts-and-cards-opening.md) - [Business Model Overview](https://whalescorp.mintlify.app/business-model-overview.md) - [Billing & Accounting — Executive Summary](https://whalescorp.mintlify.app/executive-summary.md) - [Treasury & Lending — Executive Summary](https://whalescorp.mintlify.app/treasury-and-lending-executive-summary.md) - [Consignment Distribution — Cheque as Commodity](https://whalescorp.mintlify.app/consignment-distribution-cheque-as-commodity.md) - [Legal Structure — Offshore Issuer](https://whalescorp.mintlify.app/legal-structure-offshore-issuer.md) - [Agency Agreement — Tax Optimization for Merchants](https://whalescorp.mintlify.app/agency-agreement-tax-optimization-for-merchants.md) - [Dual Merchant Compensation](https://whalescorp.mintlify.app/dual-merchant-compensation.md) - [Settlement & Rebate Cycle](https://whalescorp.mintlify.app/settlement-and-rebate-cycle.md) - [Document Types in Distribution](https://whalescorp.mintlify.app/document-types-in-distribution.md) - [Data Model Requirements for Distribution](https://whalescorp.mintlify.app/data-model-requirements-for-distribution.md) - [Fee Types](https://whalescorp.mintlify.app/fee-types.md) - [Fee Tiers](https://whalescorp.mintlify.app/fee-tiers.md) - [Per-Merchant Collection Limits](https://whalescorp.mintlify.app/per-merchant-collection-limits.md) - [On-Chain Collection Pipeline](https://whalescorp.mintlify.app/on-chain-collection-pipeline.md) - [Entry Lifecycle](https://whalescorp.mintlify.app/entry-lifecycle.md) - [Blling Period Assignment](https://whalescorp.mintlify.app/blling-period-assignment.md) - [Retry Infrastructure](https://whalescorp.mintlify.app/retry-infrastructure.md) - [Fee Breakdown JSON](https://whalescorp.mintlify.app/fee-breakdown-json.md) - [Invoice & Settlement Document Lifecycle](https://whalescorp.mintlify.app/invoice-and-settlement-document-lifecycle.md) - [Platform Invoice States](https://whalescorp.mintlify.app/platform-invoice-states.md) - [Invoice Number Format](https://whalescorp.mintlify.app/invoice-number-format.md) - [Settlement Statement States](https://whalescorp.mintlify.app/settlement-statement-states.md) - [Rebate Notice States](https://whalescorp.mintlify.app/rebate-notice-states.md) - [Generate Platform Invoice](https://whalescorp.mintlify.app/generate-platform-invoice.md) - [Finalize Invoice](https://whalescorp.mintlify.app/finalize-invoice.md) - [Void Invoice](https://whalescorp.mintlify.app/void-invoice.md) - [Invoice Line Items](https://whalescorp.mintlify.app/invoice-line-items.md) - [Database Schema Reference](https://whalescorp.mintlify.app/database-schema-reference.md) - [API Reference](https://whalescorp.mintlify.app/api-reference.md) - [Frontend UI](https://whalescorp.mintlify.app/frontend-ui.md) - [Billing Mode Feature Flag](https://whalescorp.mintlify.app/billing-mode-feature-flag.md) - [Audit Trail & Compliance](https://whalescorp.mintlify.app/audit-trail-and-compliance.md) - [USDC Accounting Specifics](https://whalescorp.mintlify.app/usdc-accounting-specifics.md) - [Lago — Full Billing Infrastructure](https://whalescorp.mintlify.app/lago-full-billing-infrastructure.md) - [pdfmake — PDF Invoice Generation (Recommended)](https://whalescorp.mintlify.app/pdfmake-pdf-invoice-generation-recommended.md) - [Gotenberg — Branded PDF Microservice (Recommended for Customer-Facing Docs)](https://whalescorp.mintlify.app/gotenberg-branded-pdf-microservice-recommended-for-customer-facing-docs.md) - [Rejected Solutions](https://whalescorp.mintlify.app/rejected-solutions.md) - [Critical (P0 — required before production billing)](https://whalescorp.mintlify.app/critical-p0-required-before-production-billing.md) - [High Priority (P1)](https://whalescorp.mintlify.app/high-priority-p1.md) - [Medium Priority (P2)](https://whalescorp.mintlify.app/medium-priority-p2.md) - [What Is Already Correct](https://whalescorp.mintlify.app/what-is-already-correct.md) - [Implementation Roadmap](https://whalescorp.mintlify.app/implementation-roadmap.md) - [Migration Summary](https://whalescorp.mintlify.app/appendix-a-migration-summary.md) - [Key File Reference](https://whalescorp.mintlify.app/key-file-reference.md) - [Distribution Model Glossary](https://whalescorp.mintlify.app/distribution-model-glossary.md) ## OpenAPI Specs - [openapi](https://whalescorp.mintlify.app/api-reference/openapi.json) This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.